Conventional Loans

The most popular loan type
for a single-family home.

Conventional mortgages are home loans that are not insured or guaranteed by the federal government. They are the most popular type of loan used to purchase or refinance a single-family home. To qualify for a Conventional Mortgage, you typically need a minimum down payment of 5% of the home purchase price (typically requiring mortgage insurance.) If you have a down payment of 20% or more, you will not need to pay the additional expense of mortgage insurance. Conventional Mortgages usually meet Fannie Mae/Freddie Mac approval guidelines.

For more information about this loan program or to work with us to get your application started, please apply online or give us a call today.

Norcom Direct

We have a promise to keep with every borrower. Learn more about Norcom Direct.

About Us

Expert Advice

Our team of experience loan originators know our products like the back of their hand.

Meet Our Team

Get Started

Our online application is fast and secure. Start yours today.

Apply Online

Have Questions?

Our team of experience loan originators know our products like the back of their hand.

Call Us

Shawn was so helpful as a first time home buyer. He responded to email, calls and texts promptly. He sent easy to read emails with lists of all the documents we needed to submit. We had a very fast closing date and he was able to make sure everything was in place. All of the other people involved in this process he spoke with really liked him from realtors to lawyers to family and said he was easy to work with and funny which is always a plus. I would seek him out for our next purchase or refinance.

Mary W. - Lynn, MA

Cale Ferland is one of the most knowledgeable and patient individuals I have come across! Highly Recommend, I'm not on to give glowing reviews but when credit is deserved it's only fair. Cale took a potential difficult process and did some amazing work, I spoke with several big bank lenders and they not only didn't understand but were very scripted. Cale listened to my concerns and along with his experience and knowledge, he rolled up his sleeves and went to work! I got a great rate and an even better home. Job well done, Sir!

Borrower - Spring Hill, FL

Cale was exceptionally thorough and explained things thoroughly and made it happen for us to become home owners! I highly recommend him if you are in the market for a new home!

Sonia - Sterling, CT

Shawn was great. Every question I had he was just an email or a phone call away.
He answered fast and took care of me every step of the way with my streamline.

Ray H. - Canton, CT

Nicholas Allegro assisted me in purchasing my first home this year, I was truly amazed by his thoroughness, dedication, availability and knowledge. As a first time home buyer, I had many questions and Nick always took the time to explain things to me and ensured I understood all the terms.

Jason E. - East Hartford

I probably can't explain in words what an awesome job Nicholas Allegro did with our house buying process. A complete dream come true, this man played a huge part in us closing on our house. His knowledge and calm, positive demeanor helped keep me calm through a stressful process. He was not only willing to help but educate me step by step. Thank you Nick for making my dream home become a reality. I will forever be grateful!

First time home buyer - East Hampton, CT

Norcom Mortgage was absolutely amazing and helped me immensely after other options for me previously fell through. I am a Massachusetts native, but Norcom made me appreciate the great state of Connecticut! Each staff member that I was in contact with was readily available, friendly, and determined.

First time home buyer - Plainfield, CT

I would like to thank you and your organization, on how professional your help is. Sara made things so simplified and easy to attain my new house. It’s just not the mortgage, it’s her experience and know how. She made the process a pleasure. You are fortunate to have her. If things got turbulent, she knows how to make calmness out of the situation. It is stressful sometimes when purchasing a property, and she makes it so simple and so secure.

Peter M. - Enfield, CT

Have a Question? Contact Us Today!

Take a few seconds to fill out this quick form and hear back from a Loan Officer right away.