Conventional Loan Programs

The perfect mortgage.

Conventional Loans

The most popular loan type
for a single-family home.

Conventional mortgages are home loans that are not insured or guaranteed by the federal government. They are the most popular type of loan used to purchase or refinance a single-family home. To qualify for a Conventional Mortgage, you typically need a minimum down payment of 5% of the home purchase price (typically requiring mortgage insurance.) If you have a down payment of 20% or more, you will not need to pay the additional expense of mortgage insurance. Conventional Mortgages usually meet Fannie Mae/Freddie Mac approval guidelines.

For more information about this loan program or to work with us to get your application started, please apply online or give us a call today.

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